Rathbones

Quality, transparency and sustainability

Potential sell-off in markets would be buying opportunity

Hopes of a swift, decisive result dashed

Those hit hardest have already stopped paying

Adds voice to dissenting shareholders

ESG remains strong

Retailers doomed if customer service does not improve

Assessing the sector's chances over the next year

Default rates recovery also hampered by restrictions

21.9% rise in income in Q3 2020