Gosling's Grouse: Why we need a new language for pensions

What is wrong with pensions? Too complex, too expensive, deficits too wide, members don't save enough, too much regulation, too many unscrupulous employers, too many lazy members, too much interference from politicians.

All, or some, of these might be among the answers people in the industry come up with. Many people would say: "Pensions are not sexy and never will be", which always makes me smile and slightly worry. The answer to the original question is that they are just not accessible. I do not mean you cannot get one - thanks to auto-enrolment they are accessible to millions. Platform pension flows outstrip ISAs fourfold in Q1 That said, it is still too difficult if you are self-employed to start a scheme but that will improve over time, as the likes of NEST and The People's Pension gain w...