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"So exactly how last-minute is last-minute?" I asked the chairman of the insignificantly-sized inves...

"So exactly how last-minute is last-minute?" I asked the chairman of the insignificantly-sized investment group SmallBluePlanet as he waited patiently but expectantly for the stampede of private investors that had yet to materialise inside The Sock & Monkey, the company's designated collection point for anyone wanting to drop off an eleventh-hour Isa application. The chairman had even gone so far as to organise a late licence to midnight to allow as much scope as possible for private investors to, as he put it, make "the only sensible decision" and entrust their annual allowance to the ten...