Retirement has been occupying minds in Whitehall recently, and not just because a certain Prime Mini...
Retirement has been occupying minds in Whitehall recently, and not just because a certain Prime Minister knew he would be moving on. This issue was made particularly pressing by the plans for introducing Personal Accounts in 2012. These will harness the power of lethargy, with employees automatically having a pension plan unless they opt out. However, lethargy at retirement is undesirable because individual circumstances can vary widely. For some people, a pension for a spouse or partner is vital, while for others it is unnecessary. The retirement process needs to be slick and effectiv...
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