Four years after inception, Child Trust Funds have clearly made a positive impact on childrens' savings, but there still seems some work to be done to encourage parents to engage with the scheme
We all know you should not smoke and should only drink in moderation.
The overall economic picture, from the combined newsflow at macro and individual company level, is one of uneasy stability.
After some uncertain times, the newsflow is getting more positive and the tables appear to be turning. Have we really come through the banking crisis unscathed or is there more bad news in the post?
By the end of 2008, credit yield spreads over government bonds had reached levels not seen since the 1930s.
Profitability at the UK's major banks over the next three years may be sufficient to cover impairment charges and even allow for some addition to capital, effectively ruling out any future need for Government bail-outs, Henderson's Simon Ward says.
Most investors are accustomed to reading about the gold and oil markets, but few have considered the benefits of diversifying their portfolios using agricultural commodities.
City Financial fund manager uses 25 years' experience of fixed income markets to put Strategic Gilt vehicle top of the IMA UK Gilt sector
Manager's wealth of EM experience has put £104m Jupiter China ahead of its peers
Despite the end of the recession approaching it will take some time to re-establish stability in the commercial property sector, so alternatives might be a better bet