will come

How to help a client through the maze of retirement planning is as daunting as facing up to the fact that saving now for the future should not be delayed

It has always been true that if you fail to plan, you plan to fail. This is particularly pertinent when considering planning for retirement. For a large number of people, the variables and unknowns make the task seem too daunting to contemplate. What the long-term inflation rate will be, which long-term investments will be successful, what we are likely to be able to afford in the future, whether health will force us into retirement, how long we will actually live or even if we will survive to retirement - these are all unknown. The idea of saving now for the long-term future when today's l...