Providing a lifeline for alifetime

annuities

Clients know that they need an annuity but are often unaware how flexible products that are available can represent an important investment opportunity

Annuities are investment contracts with a unique added benefit. They guarantee an income for life and the characteristics of that income depend on what type of investment backing you choose for your annuity. If your client chooses fixed interest investments then the actual amount he will receive for the rest of his life can be known from the outset of his retirement. These are often called 'conventional annuities' and they can provide your client with a level income, an income that increases by a fixed amount each year, or even an inflation-proof income. It is conventional annuities tha...