Who poses the biggest threat?

Responses to the Incisive Buzz survey

In debating the issue of which channel presented the greatest threat to IFA businesses, among the reasons cited are as follows: • With regard to wrap accounts in order to provide a total solution to a client's problems we effectively create our own wrap account. • Regulation, and the costs of regulation, is the biggest single threat to my business. • Bancassurers are adopting an aggressive sales attitude in an effort to boost profits. However, little account is taken of risk attitudes/profiles - the main 'driver' seems to be what product is likely to produce the most profit for the...