Equity markets have taken a pounding this year as the oil price collapse and fears about China spook investors.
Profitability will return
Market had volatile start to the year
Steering clear of energy sector
With banks having to abide by new capital requirements, future bailouts will still see the UK taxpayer pay out for corporate mistakes according to Kames Capital's Gregory Turnbull-Schwartz.
What will affect investor sentiment in 2016?
Could change OPEC sentiment