The tip of the Isa-berg

GOSLING'S GROUSE

Blimey, the coalition government might be onto something with the announcement of Junior Isas.

It probably did not take a rocket scientist to come up with the idea, but it is encouraging to see they have come up with something quite simple – and most importantly it is not going to cost the government anything. We all expected Child Trust Funds to go – a bit of a shame – but inevitable, and they will not be universally missed. They were a good idea in principle and a poor idea in practice because investment limits were so low it made it commercially a waste of time for most major providers to get involved. Many new parents are too busy changing nappies to be bothered with who to...