Intelligent product innovation is alive and well

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It was only a week ago that we were questioning the balance the regulators need to strike to achieve...

It was only a week ago that we were questioning the balance the regulators need to strike to achieve between encouraging product innovation and the need to safeguard investors from dangerous products. Then what pops up? A product that is truly innovative and on the face of it has no hidden dangers. A credit card has been launched aimed at combating the growing cost of higher education. The iPledge Credit Card provides a 0.8% cashback, which goes into a deposit account administered by the friendly society The Children's Mutual. So for every £1,000 spent using the card, the holder gets £80...

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