The simplest answer is best

If I said you had the choice of a £1000 sofa reduced to £500, but only until the end of the week, or...

If I said you had the choice of a £1000 sofa reduced to £500, but only until the end of the week, or £1000 invested with Fidelity in its India fund and a £25 Amazon token, but only until the end of January, what would you go for? Hopefully, most of you would take the £1000 in the India fund, even though you've probably got no idea how India will perform this year as a market. And the Amazon voucher will always come in handy for buying a couple of books that Santa forgot to bring you. If not, there are two books he forgot to get me, so send me the voucher and I'll spend it for you. Thi...