After the dust has settled…

Now that the dust is beginning to settle on HMRC's latest tinkering with simplification, it seems an...

Now that the dust is beginning to settle on HMRC's latest tinkering with simplification, it seems an appropriate time to reflect. I think we would all agree the hope and anticipation we felt in 2006 has evaporated somewhat. We were promised a regime where one size would fit all, where we could confidently offer clients a way to plan for their pension future. It was now simple; we knew how much clients or their employees could pay into a scheme; we had the annual allowance and the lifetime allowance. I think we realised how generous this was but did not question it. We could now te...