Human beings are fond of looking back to the 'good old days'. As children, summer holidays were alwa...
Human beings are fond of looking back to the 'good old days'. As children, summer holidays were always sunny and a trip to the coast meant exploring rock pools and, if you were lucky, catching shrimps, prawns and perhaps even a crab. Since the advent of the Government's 'new and improved' version of mass tax-efficient investments, the Individual Savings Account (Isa), at the start of the tax year most practitioners have looked back on the good old days of the Pep and regretted its passing. The general response has been relatively mute and after two months a little over £4bn has been inve...
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