10 ways to remain ahead of the pack

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With the countdown well under way for pensions simplification A-Day, there are 10 areas where we bel...

With the countdown well under way for pensions simplification A-Day, there are 10 areas where we believe independent financial advisers could gain competitive advantage now. • Prepare a checklist and start reviewing now. Research suggests it will be almost impossible to review every client fully in the short time before A-Day if you don't start now. • Commercial property purchase within a Sipp. Be aware of the proposed reduction to borrowing and ensure if the higher gearing is required, the loan is completed pre A-Day. • Tax-free cash planning. If a client's pension plan contains more th...