Why intermediaries will continue to add value for their clients

depolarisation

Advisers, whether independent or multi-tied, are very important to the UK financial services market because few consumers will ever accrue enough financial knowledge to make decisions alone

The changes brought about by depolarisation could trigger greater demand for qualitative investment advice, whether from truly independent or multi-tied intermediaries. But in my view depolarisation will come in with more of a whimper than a bang. As journalists in the consumer press are quite rightly pointing out, what does this clarify for the consumer? Not a lot. In fact, it makes it harder for the consumer to work out who stands for what and why, something I don't think even the industry knows anymore. When depolarisation comes in, what's the betting that people start to call for a cl...