updating the concept for the 21st century

With-profits was the original core outsourcing option, offering investors a blend of assets such as ...

With-profits was the original core outsourcing option, offering investors a blend of assets such as equities, bonds and property, and a guaranteed return in the form of bonuses. The bear market saw many funds too heavily invested in equities and as a result some of these traditional offerings are now under pressure and heavily invested in cash and bonds. At the same time many commentators are questioning the validity of an investment product which lacks transparency. This week Investment Week looks at the future for with-profits and the product developments that could help revitalise the ...