Low interest rate environment

We believe that there are two types of bond bear market, writes Andrew Clarke, fund manager - fixed income at Sarasin & Partners.

There has been an increasing amount of attention on bitcoin in recent months as its value has soared, writes Daniel Murray, global head of research at EFG Asset Management.

The 40-year bull market ended over a year ago

Uncharacteristically immune to global risks

Investors unwilling to reduce exposure

Markets went into freefall

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'Bad debt' among key issues that must be addressed

Next five years are 'crucial'