What's the point of bond funds for younger investors?

When I first started out in financial services in 2013, if I had to explain to people what I did for a living they’d either back off and walk away, or say 'oh, my uncle’s an accountant too'.

However, these days I have weirdly found myself as a dorky, centre of attention. I often get asked about crypto (typically how people can make lots of money quickly), but the majority of people are looking...