Views on structured product overcrowding

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Responses to the latest Incisive Buzz survey

We asked 194 independent advisers whether they think the structured products market is becoming over-crowded. • Structured products are fine for risk-averse clients. However, most clients do not fully understand risk and when the concept of risk against reward was explained properly they then begin to appreciate that the structured product is not as attractive as it first seems. • Many structured products have a tax sting and are inappropriate for many. • Tying up client money for years on end, when IFAs could actually do a better solution by using cash & derivatives. Once again, the ma...