Don't place all your hopes in the buy-to-let market

savings

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For the purpose of building up savings, investment in property works well when balanced with more liquid assets such as shares, while those looking to tax efficiency should consider Isas. But running a business is risky and should not be embarked on only as a way to save

In a year when numerous pension schemes performed poorly and Equitable Life closed its doors to new business, rumours of a pension crisis have risen to a crescendo. This has led to more and more investors looking for different ways to save. Any investor that has decided to take their savings into their own hands and not rely on pension schemes needs to be clear that they now have full responsibility for financially securing their future. Once they have this focused mindset they can then begin to look at their options. There are concerns about the health of the UK property market. Last ...

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