Market events have revived the argument of whether passive instruments could see their first real downturn in the coming year. But the reality may not be so clear

The COVID shock has amplified disruptive trends, but we see global investment opportunities in the volatility ahead.

It is called ‘the pension mountain’ – the size of funds required by savers to afford a pension that keeps them in similar financial circumstances to their working life. And it is growing.

For all the environmental, social and governance (ESG) challenges companies face today, there is one which unites them all – a challenge dwarfing all others in its urgency. ‘E’ for the environment. ‘E’ for the elephant in the room. ‘E’ for the emergency we all now face: the failure of our fossil-fuel civilisation to address climate change.

There are salient policy differences between the presidential candidates in the 2020 US election that could have important implications for investors.

Since 2015, the retirement landscape has shifted with new government rules around pension freedoms allowing individuals more choice in how and when they access their retirement savings.