Feature

hedge funds

Under Sipp legislation advisers will need to be careful they do not fall foul of its provisions, and show that they know the basic investment principles of building a portfolio within the wrapper

The current proposals for the National Pensions Saving Scheme have brought up a number of problems, not least the risk that employers may downgrade their current provision to save money

hedge funds

Advisers and providers trying to promote pensions have to struggle against reams of incomprehensible legislation, rival investments such as property and the short-term attitude of consumers who have less money to save than earlier generations

inheritance tax

A-day has introduced a number of advantageous changes although some of these, such as alternatively secured pensions and pensions term assurance, might now be taken away

hedge funds

While the introduction of Sipp regulation may improve sales information, access to redress and compensation, the legislative burdens will drive some providers out of this market

The most important factor in determining the size of an employee pension is the employer contribution, so it is necessary to ensure that employers stick with their current provision