It would be helpful to advisers and their clients if funds and model portfolios had some sort of common risk-grading system. But as gbi2 managing director Graham Bentley points out, we are currently a long way from that being the case.
What do you call your model portfolios? Do you use subjective human behaviours such as 'cautious', 'balanced', 'aggressive'… 'psychopathic'? Or do you prefer a zoomorphic approach, perhaps using degrees...
Schroder Income Maximiser dethroned
Funds reach their three-year anniversaries
Chris Hill's letter to Treasury
Across four divisions