Further tax-planning opportunities

While Isa and pension business will take up the majority of an adviser's time at tax year-end, there are other options available for the slightly more adventurous client

While Isa and pension investments may be the bread and butter of many advisers at tax year-end, there are a number of other investment and tax mitigation schemes that provide opportunities to add real value to a client's circumstances as part of a holistic wealth management service. Although there is a £7,000 investment limit for Isas, they are still potentially the most tax-efficient investment wrapper available. However, in a difficult investment environment, many investors will be wary of pure equity investment. A number of clients may feel more comfortable with a less volati...