The investment Holy Grail?

A generation of baby boomers face a new set of challenges as they draw closer to pension age. 'Living benefits' are set to transform the way our retirements are planned

The UK's baby boomers face a unique set of financial challenges. Longer life expectancy, greater financial demands for children's education, and the spiralling costs of healthcare and property mean that post-war babies are increasingly turning to advisers to provide new solutions to an age old problem. There is nothing new about planning for retirement, except that for the next generation of retirees the problem of making sure they do not run out of money has never been more acute. A recent survey conducted by YouGov found that 74% of UK respondents have concerns that their pension will...