Investing in a zero rate environment

The current crisis is creating the frightening prospect of falling income for those nearing retirement age but, for a little risk, there are ways to boost pension pots

For years we have known the country's changing demographics are building a pension crisis. The problems of funding the population's retirees are, brick by brick, forming an increasingly high wall for workers to scale if they are to enjoy a comfortable retirement. The list of issues connected with retirement funding is frighteningly long. The population is ageing so fast the country's average age has increased from 37 to 39 since 1997. And with an average of 500 people retiring every day, any contribution from the state is placing an ever greater strain on the tax-paying capacity of a shri...