Transparent structured products offer an alternative to with-profits

with-profits

Changes in the rules for collective investments mean clients can now track their investments more rigorously. This has made it easier for investors to understand the products they are buying and given them a clear idea about where their money is going

Structured products are one area of the retail investment market that has benefited from investors' desire to gain exposure to the growth in the stock market while reducing their risk of losses. It is estimated that more than £5bn a year has been placed in structured products in recent years and, from the steady flow of new product offerings, it is clearly one area many providers believe is well placed to address this investor need. With-profits would have been a popular choice in the past for many investors but, because they do not provide complete protection in falling markets, investors...