Deposit accounts outperforming income structured vehicles over three year term

Even with income levels of up to 30% over three-year terms, the majority of income structured produc...

Even with income levels of up to 30% over three-year terms, the majority of income structured products maturing around this time would not beat deposit account returns. According to Future Value Consultants' sample product returns section of its website, while only one type of structure would have beaten a deposit account return, the vast majority would have outperformed an equity index tracker. The site uses generic growth and income structures, maturing at the end of August, over three- and five-year terms. Each structure is designed to offer varying levels of income, with differing ...