UK

Traded endowment policies could be just what safety-conscious investors are looking for, with large capital guarantees locked into the policy and assets spread across a wide range of investments

Switching to a career average revalued earnings plan would solve funding problems for those employers finding it difficult to maintain final salary schemes, by allowing them to cap the open-ended liabilities

with-profits annuity research by chartwell shows lack of transparency by product providers

The pensions industry can restore confidence in with-profits, which has taken a battering over the past two years, by explaining clearly to consumers how returns are achieved and avoiding unnecessary jargon

The world of savings and investment is becoming more risky and the safest options are not necessarily the obvious choices

Few pension providers have reduced charges in line with stakeholder on all their pre-existing pension contracts, but although this would appear to unfairly impact on the financial health of policyholders, the issue is not that clear cut

Policyholders face immediate 4% hike in mVR and a 2% cut in interim bonuses

CGNU saw its capital surplus fall £7bn in 2001 and its share price plunge to 717p, but by cutting its dividend, the firm aims to save some £350m

Provider Legal & General. Product With-Profits Growth Bond.The Plan includes a multi-life opt...

While the principle of risking capital for higher returns is well established, it is fundamentally important that investors understand the level of risk they are taking