2017 was a bad year to invest in a new structured product. In an ideal world (where volatility is high and markets have fallen), new structured products can deliver higher potential returns and lower market entry points.

Japanese GDP is likely to expand an average 1.7% through March 2019. Growth should be about 1.6% in April through December this year, rising to 1.8% next January through March.

Short duration key in current environment

Less scope for markets to get more expensive

Focus on healthcare and energy

Investors 'loathe' UK equities

Overseas exposure a benefit

Governments around the world are performing a juggling act: trying to meet the demands for more government spending; keeping their taxes competitive, and avoiding their public debts spiralling out of control.

Accelerating ETF adoption

Attracting clients outside of the traditional wealth audience is exceptionally difficult.