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City Financial's Gill Hutchison and Peter Toogood discuss the commodification of fund management and its implications for the industry, and outline their fund selection process.

Hutchison and Toogood (pictured) are the driving force behind wealth manager City Financial’s fund research arm. The pair have a long track record, working together at Morningstar OBSR before joining City Financial in 2013; Hutchison as head of investment research and Toogood as investment director. They were instrumental in setting up fund research service The Adviser Centre for the firm, which went live last May. Here, the pair discuss why they are underweight the UK, how they are accessing the peer-to-peer lending market, and what the commodification of fund management means for th...

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