Young investors: a new vulnerable demographic?

Young have higher appetite for risk

An evolving marketplace, buoyed by rapid technological innovation, is making it more accessible than ever for younger people to invest their money.

However, the ease with which younger investors can access new platforms to make gains - and losses - is fuelling conversation in the sector about whether more needs to be done to protect this new, ‘vulnerable' demographic.  The FCA defines a vulnerable investor as "someone who, due to their personal circumstances, is particularly susceptible to harm, particularly when a firm is not acting with appropriate levels of care". Historically, the regulator and wider industry have regarded older people as more vulnerable, but recent campaigns are beginning to explore whether the definition needs...