Investing in financial instruments has come a long way

A few decades ago, most retail investors would buy shares in large domestic stocks and hold them for the foreseeable future, irrespective of their change in value over time. Nowadays, many retail investors are more familiar with the mechanics of the stock market and are comfortable with actively trading shares

Managing your own portfolio can be expensive for investors who invest modest sums or those who invest internationally. It can also be time-consuming for individual investors to conduct sufficient research. A main consideration when investing is risk, which is different for all investors. An investment that may be high-risk for one investor could be considered low-risk for another. Risk can never be eliminated, but "diversification" can help to manage risk by limiting the concentration of exposure to any one specific asset class. Diversification can help not only between asset classes, like...