The perfect retirement?

What do clients want from their investments in retirement? A good income, capital preservation and not too much volatility. Whether they achieve these things depends on whether they make the right investment decisions in the years before and after retirement

Let us assume that a client has amassed a reasonable, but not necessarily vast retirement fund. Having saved and invested carefully throughout their working life they are now looking to achieve good income, capital preservation and not too much volatility. They need their investments to contribute to their retirement income so they can maintain their lifestyle without having to make cuts; at the same time, they wish to avoid eating too much into their savings as they wish to leave a legacy for their dependents; finally, because they are no longer earning money to replenish their pot, they w...