Tools for pension investments

If investors want to achieve a certain level of retirement income they need to know how much they have to save and there are a number of tools available that can help them do this

It can sometimes be difficult to emphasise enough to clients the true impact that decisions made about pensions can have on their future. Whether a client is 21 or 61, action taken today can have a huge bearing on what they can achieve in their retirement. Research shows that 50% of people expect to spend more money or at least the same amount in retirement as they do while working, on leisure pursuits, holidays, eating out, entertainment and gifts for children or grandchildren. Clearly, decisions about pensions need to be made with care. The best decisions are those that are informed, so a...