Widening choice means greater need for advice

Post A-Day it has been possible to have a Sipp alongside an employer scheme while the range of investments possible within DC schemes is growing, so it is important for employees to get advice

Company pensions are rarely out of the news because of changes in legislation, closing final salary schemes and compulsory employer contributions - to name but a few. Investors are also becoming more sophisticated and aware of the importance of saving for retirement. Consequently they are increasingly asking how they could have a plan they could actively manage themselves, because the selection of funds available in their current employer pension scheme is limited. The desire to have investment control over pension funds is not one that can always be easily catered for within a company pen...