Can the needs of varying levels of risk appetite be fulfilled?

investing

After suffering losses from with-profits investors turned to guaranteed bonds and CPPI, but as these do not cater for different risk appetites the hunt continues for the ideal investment solution

Most people like to look towards a bright future, with perhaps the chance of early retirement or an enhanced income in retirement. Some even hope to achieve capital growth to contribute to the realisation of a long held ambition. Whatever their ambitions and aims, individuals have different attitudes to risk, and different views on the security of the stock market and any product linked to its performance. When it comes to savings most people who have cash to invest have three similar needs. Firstly they know that over the long-term investing in the stock market is likely to produce a bett...